LinkedInSample
Our students kept asking for a short-term loan that shows every rupee before they sign. Finzi does exactly that.
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Loans for college students, 18+
Fees due Friday? Sorted by lunch.
Up to ₹25,000 straight to your UPI in about 2 minutes. One fee, shown upfront. No interest. NBFC licence in process with the RBI.
4.8 App Store4.7 Google PlaySample
Finzi · Student fareSingle term
TodayGot cashDay 91Repay
₹9,292in your UPI today
Borrowed ₹10,000. You repay₹10,000
The only cost
₹708
- Fee 6% ₹600
- GST ₹108
- Interest 0%
- APR 30.6%
Taken once, upfront. Nothing else, ever.
A fresh jar, every loan. Only the ₹708 fee comes off, once.
5 coins = ₹9,292 today
Pay early, free.
Clear it any day before day 91. The fee stays the same.
Easier than
any exam.
Three papers, two minutes, no revision. Bring Aadhaar, PAN and your college ID.
Finzi timetableAll papers compulsory · open book
Total time: about 2 minutes| Time | Paper | Duration |
|---|---|---|
| 10:00:00 | Paper 1 · Verify youAadhaar OTP, a quick selfie and your PAN. Show you are a student. | 1 min |
| 10:01:00 | Paper 2 · Your offerPick an amount. See what you get today and what you repay. | 40 sec |
| 10:01:40 | Paper 3 · Get paidRead your Key Facts, turn on UPI Autopay, tap Get paid. | 20 sec |
| 10:02:00 | Results: money in your UPI₹9,292 on a ₹10,000 loan. | passed! |
Repay on time.
Get a stamp.
Every on-time loan earns a stamp and opens your next limit. It builds your credit history with the bureaus too.
- Same one fee at every step
- Same 91 days, every time
- Autopay via UPI keeps you on time
Limit cardSample student
₹10,000First loanRepaid
on time
on time
₹15,000Second stepRepaid
on time
on time
₹20,000next term!
₹25,000the top step
Report card. Sample
Real App Store and Google Play ratings and reviews will be pinned here after launch. These are placeholders.
Marksheet
| Subject | Marks | Ratings | Remark |
|---|---|---|---|
| App Store | 4.8 / 5 | 8,400 | Distinction |
| Google Play | 4.7 / 5 | 31,000 | Distinction |
| Students paid | 1,20,000 | Keep it up |
★★★★★
The fee was right there before I said yes. Money hit my UPI before my chai got cold.
Aditi S. B.Com, Pune Sample review
★★★★★
Paid early, no drama. My limit went up the next week.
Rahul K. B.Tech, Hyderabad Sample review
★★★★☆
The app is in Tamil. My dad read the Key Facts himself and said okay.
Meena V. B.Sc, Chennai Sample review
Seen around
campus. Sample posts
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XSample
Laptop died a week before submissions. 2 minutes, ₹9,292 in my UPI, ₹10,000 back in 91 days.
Follow on XRedditSample
The fee is shown before you accept, and early repayment is free.
Join us on Redditfinzi.Ref: FZ/STU/01
For all students, 18+
For all students, 18+
Notice
How Finzi keeps your money calm and your data safe.
- We are getting our NBFC licence.We are in the process of acquiring an NBFC licence from the Reserve Bank of India. Status: application in process
- You read the Key Facts Statement before you sign.Fee, GST, APR, due date and what happens if you are late. One page, in your language.
- One fee of 6% + GST. Nothing else.On ₹10,000: fee ₹600 + GST ₹108 = ₹708. You get ₹9,292, repay ₹10,000 in 91 days. Interest 0%. APR 30.6%.
- A named grievance officer answers complaints.A real person, with a reply time you can hold us to. Name and contact: to be added at launch
- Your data stays in India.Stored in India and protected under the DPDP Act. We never read your contacts or photos.
- Read it all in 12 languages.Englishहिन्दीবাংলাमराठीతెలుగుதமிழ்ગુજરાતીاردوಕನ್ನಡଓଡ଼ିଆമലയാളംਪੰਜਾਬੀ
Team FinziQuestions? Talk to a person in the app, in your language.
Doubts?
Ask away.
Straight answers, no jargon.
Who can borrow?
Indian college students aged 18 or over, with Aadhaar, PAN and a college ID or college email.
What does it cost?
One fee of 6% plus GST, taken upfront. On ₹10,000 that is ₹708, so you get ₹9,292 and repay ₹10,000 in 91 days. 0% interest. APR 30.6%.
What if I need more time?
Tap "I need more time" in the app before your due date and we will show you your options, in plain words.
Can I change my mind?
Yes. Cancel within the cooling-off period and pay back only what you got, with no fee.
Pinned for every student
Need cash
Need cash
before Monday?
Get Finzi. Verify once, pick your amount, money in your UPI in about 2 minutes.
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